Banks, credit unions, and financial institutions face increasing pressure to secure digital identities,  not just manage them. Between insider threats, AI-driven fraud, and evolving compliance standards like SOX, GLBA, and PCI DSS, financial firms need identity governance that is secure, scalable, and future-proof.

At Habilis.Identity, we help financial institutions go beyond traditional IAM to adopt AI-resistant, privacy-first digital identity governance, built for today’s risk landscape and tomorrow’s regulations.

Digital identity is the front line of financial security. According to IBM (2023), the average cost of a breach in the financial sector reached $5.9 million, with over 74% of attacks involving credential theft, social engineering, or privilege misuse (Verizon DBIR, 2023).

Without real-time identity governance, banks risk:

• Overprivileged accounts and toxic access combinations

• Insider misuse and orphaned access

• Delayed access revocation after termination

• Gaps in third-party and vendor access

• Compliance violations and audit failures

AI-Proof Human Identity Verification
Unlike legacy IAM systems that can be tricked by synthetic IDs or AI-generated deepfakes, our platform verifies true human identity using non-reversible cryptographic fingerprints, not photos, passwords, or knowledge-based answers.

Zero-Trust Access Enforcement
Habilis.Identity fits seamlessly into your zero-trust architecture. We enable continuous verification, granular access control, and risk-based authentication tailored to financial environments.

Real-Time Governance and ITDR
Go beyond static reviews. Our platform supports Identity Threat Detection & Response (ITDR) monitoring behavior anomalies, privilege escalation, and MFA fatigue in real time.

The Digital Identity Governance Guide for Financial Services
A complete overview of identity risks, regulatory frameworks, maturity models, and KPIs. Designed for security, risk, and compliance leaders in finance.